Analyzing the Canadian Dollar’s Outlook: A Crucial Factor in Portfolio Performance
Hello everyone. Hope all is well. Here is the latest edition of 3 Questions for Bill Richardson. Question 1: As summer comes to a close, what is your view on the Canadian vs. US Dollar? We keep a pretty close eye on the Canadian Dollar as fluctuations vs. the US counterpart can have a big Read more ➝
Everything you need to know about interest rates, GICs, and bond funds.
Hello everyone. Hope all is well. Here is the next edition of 3 Questions for Bill Richardson. Question 1: Can we talk interest rates on this edition of 3 Questions for Bill? Sure thing. Interest rate movements have been crazy for the past two to three years and it has changed the way that people Read more ➝
Analyzing the Financial Markets: Are we in a Bull or Bear Market?
Hello everyone. Hope all is well. Here is the next edition of 3 Questions for Bill Richardson. Question 1: Financial markets have put investors on a roller coaster ride for the past few years. Are we now in a Bull or Bear Market? To answer this, let’s start with definitions (Source: Investopedia.com) “A bull market Read more ➝
The State of Equity Markets in 2023
Hello everyone. Hope all is well. Here is the next edition of 3 Questions for Bill Richardson. Question 1: Equity markets are off to a great start in 2023. What’s happening? Equity markets have taken us on a rollercoaster ride since COVID’s appearance in 2020. First, markets got rocked. Then, they recovered strongly. Then Read more ➝
Risk vs Volatility vs Turbulence
Hello everyone. Hope all is well. A standard practice utilized by financial advisors is the completion of a risk questionnaire to help determine the proper allocation of assets in a portfolio. The theory is that investors have a comfort zone for risk, and by utilizing tools like psychological assessments, an advisor can help an investor Read more ➝
Financial Questions for Bill Richardson Part 27
Hello everyone. Hope all is well. It’s been a while since I’ve sent out my “3 Questions” commentary to clients and advisors but I’ve been asked by a number of you to relaunch it again. Part of the challenge has been to come up with enough relevant content for the program so please keep your Read more ➝
Financial Questions for Bill Richardson Part 26
Hello everyone. Hope all is well. Here is the latest edition of 3 Questions for Bill Richardson. Q1: I like making money but am always frustrated when I must pay taxes. Over the past few years, my portfolio has performed very well and as I was preparing my income tax return, I noticed that I Read more ➝
Financial Questions for Bill Richardson Part 25
Hello everyone. Hope all is well. Here is the latest edition of 3 Questions for Bill Richardson. 2022 is off to a rocky start. What is happening? If you focus on short-term swings in financial markets, you will probably ride the emotional rollercoaster, which will make it difficult to make sound, objective investment decisions. We Read more ➝
Financial Questions for Bill Richardson Part 24
Hello everyone. Hope all is well. Below is the latest version of 3 Questions for Bill based on questions and comments that I have received from clients and other advisors recently. Please let me know if you have any questions or comments. Question: Is it better to own individual stocks, mutual funds or ETFs? To Read more ➝
Financial Questions for Bill Richardson Part 23
Hello everyone. Hope all is well. Below is the latest version of 3 Questions for Bill based on questions and comments that I have received from clients and other advisors recently. Please let me know if you have any questions or comments. Question 1: We’ve had a very good run in stocks. How will we Read more ➝