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Articles

  • May 11 2023
    Graphic of Bill Richardson and words reading Risk Vs Volatility Vs Turbulence
    Risk vs Volatility vs Turbulence

    Hello everyone. Hope all is well. A standard practice utilized by financial advisors is the completion of a risk questionnaire to help determine the proper allocation of assets in a portfolio.  The theory is that investors have a comfort zone for risk, and by utilizing tools like psychological assessments, an advisor can help an investor  Read more ➝

  • Apr 22 2022
    Financial Questions with Bill Richardson PART 26
    Financial Questions for Bill Richardson Part 26

    Hello everyone. Hope all is well.  Here is the latest edition of 3 Questions for Bill Richardson. Q1:  I like making money but am always frustrated when I must pay taxes.  Over the past few years, my portfolio has performed very well and as I was preparing my income tax return, I noticed that I  Read more ➝

  • Apr 6 2022
    Bill Richardson Featured in Wealth Professional Canada Magazine

    Hello everyone. Hope all is well. Thought you might be interested that Bill was recently featured in the Wealth Professional Canada Magazine. He was asked for his thoughts on rising interest rates and inflation as well as what investors should do during these challenging times.    Follow this link to read the article with Bill’s  Read more ➝

  • Mar 16 2022
    Financial Questions with Bill Richardson PART 25
    Financial Questions for Bill Richardson Part 25

    Hello everyone. Hope all is well.  Here is the latest edition of 3 Questions for Bill Richardson. 2022 is off to a rocky start.  What is happening? If you focus on short-term swings in financial markets, you will probably ride the emotional rollercoaster, which will make it difficult to make sound, objective investment decisions.  We  Read more ➝

  • Jan 12 2022
    Financial Questions with Bill Richardson PART 24
    Financial Questions for Bill Richardson Part 24

    Hello everyone. Hope all is well. Below is the latest version of 3 Questions for Bill based on questions and comments that I have received from clients and other advisors recently. Please let me know if you have any questions or comments. Question: Is it better to own individual stocks, mutual funds or ETFs?  To  Read more ➝

  • Nov 10 2021
    Financial Questions with Bill Richardson PART 23
    Financial Questions for Bill Richardson Part 23

    Hello everyone. Hope all is well. Below is the latest version of 3 Questions for Bill based on questions and comments that I have received from clients and other advisors recently. Please let me know if you have any questions or comments. Question 1: We’ve had a very good run in stocks.  How will we  Read more ➝

  • Oct 13 2021
    Financial Questions with Bill Richardson PART 22
    Financial Questions for Bill Richardson Part 22

    Good Morning.  I actually only have two questions to tackle this month! Question 1: I have been reading about stock market cycles and I keep hearing about the “October Effect”.  The markets had a rough few days in early September during which the S&P 500 dropped over 4%.  Was this decline a signal that we  Read more ➝

  • Sep 8 2021
    Wealth Management Questions with Bill Richardson Part 21
    Financial Questions for Bill Richardson Part 21

    Good Morning.  North American stock markets have been very strong since 2020 COVID reaction.  The S&P 500 is up over 100% since March 2020.  With that magnitude of move, is it logical to assume that the market is overvalued? Numbers can be easily manipulated.  Yes, the S&P 500 is up over 100% since its lows  Read more ➝

  • Aug 11 2021
    Wealth Management Questions with Bill Richardson Part 20
    Financial Questions for Bill Richardson Part 20

    Good Morning.  Here is the latest edition of 3 Questions for Bill Richardson.  In this edition, we are going deeper on a single discussion. How do you evaluate stocks to determine which are good growth candidates? Choosing stocks is more a process of elimination than selection.  There are simply way too many companies to choose  Read more ➝

  • Jun 17 2021
    Wealth Management Questions with Bill Richardson Part 19
    Financial Questions for Bill Richardson Part 19

    Question 1: I’ve noticed that Canadian stocks seem to be outperforming US stocks in 2021.  Is this the start of a trend or just a short-term thing? You are absolutely correct.  In 2021 (through June 10), the TSX 60 Index is up 16.98% and the S&P 500 in Canadian Dollars is up 7.32%.  If we sort  Read more ➝