When Will Interest Rates Stop Rising and What is the Impact on the Market?
Hello everyone. I hope all is well. Here is the latest edition of 3 Questions for Bill Richardson. Question 1: When are interest rates going to stop rising? The timing of this question is interesting. When you look at interest rates, there are two major ways to view them. Most investors focus on short-term rates. Read more ➝
Analyzing the Canadian Dollar’s Outlook: A Crucial Factor in Portfolio Performance
Hello everyone. Hope all is well. Here is the latest edition of 3 Questions for Bill Richardson. Question 1: As summer comes to a close, what is your view on the Canadian vs. US Dollar? We keep a pretty close eye on the Canadian Dollar as fluctuations vs. the US counterpart can have a big Read more ➝
Everything you need to know about interest rates, GICs, and bond funds.
Hello everyone. Hope all is well. Here is the next edition of 3 Questions for Bill Richardson. Question 1: Can we talk interest rates on this edition of 3 Questions for Bill? Sure thing. Interest rate movements have been crazy for the past two to three years and it has changed the way that people Read more ➝
Analyzing the Financial Markets: Are we in a Bull or Bear Market?
Hello everyone. Hope all is well. Here is the next edition of 3 Questions for Bill Richardson. Question 1: Financial markets have put investors on a roller coaster ride for the past few years. Are we now in a Bull or Bear Market? To answer this, let’s start with definitions (Source: Investopedia.com) “A bull market Read more ➝
The State of Equity Markets in 2023
Hello everyone. Hope all is well. Here is the next edition of 3 Questions for Bill Richardson. Question 1: Equity markets are off to a great start in 2023. What’s happening? Equity markets have taken us on a rollercoaster ride since COVID’s appearance in 2020. First, markets got rocked. Then, they recovered strongly. Then Read more ➝
Risk vs Volatility vs Turbulence
Hello everyone. Hope all is well. A standard practice utilized by financial advisors is the completion of a risk questionnaire to help determine the proper allocation of assets in a portfolio. The theory is that investors have a comfort zone for risk, and by utilizing tools like psychological assessments, an advisor can help an investor Read more ➝
Bill Richardson’s March 9 2020 Note to Clients
Hello everyone. Hope all is well. Today we are waking up to several historic events in the markets: Oil prices down over 22% from Friday (great for filling up at the pumps but not so good in the short run for the markets) US stock market futures down over 5% CND dollar is down 1.1% Read more ➝