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Hello everyone. Hope all is well. Below is the latest version of 3 Questions for Bill based on questions and comments that I have received from clients and other advisors recently. Please let me know if you have any questions or comments. Question 1: We’ve had a very good run in stocks.  How will we  Read more ➝

Good Morning.  I actually only have two questions to tackle this month! Question 1: I have been reading about stock market cycles and I keep hearing about the “October Effect”.  The markets had a rough few days in early September during which the S&P 500 dropped over 4%.  Was this decline a signal that we  Read more ➝

Good Morning.  North American stock markets have been very strong since 2020 COVID reaction.  The S&P 500 is up over 100% since March 2020.  With that magnitude of move, is it logical to assume that the market is overvalued? Numbers can be easily manipulated.  Yes, the S&P 500 is up over 100% since its lows  Read more ➝

Good Morning.  Here is the latest edition of 3 Questions for Bill Richardson.  In this edition, we are going deeper on a single discussion. How do you evaluate stocks to determine which are good growth candidates? Choosing stocks is more a process of elimination than selection.  There are simply way too many companies to choose  Read more ➝

Question 1: I’ve noticed that Canadian stocks seem to be outperforming US stocks in 2021.  Is this the start of a trend or just a short-term thing? You are absolutely correct.  In 2021 (through June 10), the TSX 60 Index is up 16.98% and the S&P 500 in Canadian Dollars is up 7.32%.  If we sort  Read more ➝

Question: It seems to me that the past few years have been highly volatile and unpredictable.  How should an average investor learn to deal effectively with this volatility? This is such an important question, I thought I would answer it in 3 parts, rather than answering three questions. Let’s start with comparing owning your home  Read more ➝

Q.  I was reading that one of the reasons that stock markets were declining was that interest rates were rising. I don’t see interest rates rising. What are people seeing that I don’t see? A.  Your question is really two parts, so let me answer them both and then address the current situation.    Question  Read more ➝

Good Morning.  Here is the latest edition of 3 Questions for Bill Richardson.  We have been getting a number of questions about GameStop and a few other companies like Blackberry, Bed Bath and Beyond and AMC so we thought in this edition, we would try to address most of the questions.   What is short  Read more ➝

Question 1:  How did the portfolios that you manage perform in 2020? One advantage that I have over other advisors is that I manage two mutual funds, Willoughby and Northgate. Many clients hold positions in these funds and if not, the process I use for managing individual portfolios is very similar.  As client portfolios have many  Read more ➝

Question 1:  The end of the year is a time at which I like to look at my portfolio to see how it performed.  I know there are many ways to do this.  What do you suggest?  To begin, you are definitely on the right track in your thinking that the end of the year  Read more ➝