Celebrating Vanessa’s 20 Years of Dedication and Professional Growth
Hello everyone. I hope this email finds you well. Today, I am thrilled to share some exciting news with you all. Our esteemed Investment Advisor, Vanessa, is about to celebrate an incredible milestone of 20 years working in the financial services industry. Throughout her tenure, Vanessa has consistently demonstrated unwavering dedication, exceptional professionalism, and an Read more ➝
When Will Interest Rates Stop Rising and What is the Impact on the Market?
Hello everyone. I hope all is well. Here is the latest edition of 3 Questions for Bill Richardson. Question 1: When are interest rates going to stop rising? The timing of this question is interesting. When you look at interest rates, there are two major ways to view them. Most investors focus on short-term rates. Read more ➝
Analyzing the Canadian Dollar’s Outlook: A Crucial Factor in Portfolio Performance
Hello everyone. Hope all is well. Here is the latest edition of 3 Questions for Bill Richardson. Question 1: As summer comes to a close, what is your view on the Canadian vs. US Dollar? We keep a pretty close eye on the Canadian Dollar as fluctuations vs. the US counterpart can have a big Read more ➝
Everything you need to know about interest rates, GICs, and bond funds.
Hello everyone. Hope all is well. Here is the next edition of 3 Questions for Bill Richardson. Question 1: Can we talk interest rates on this edition of 3 Questions for Bill? Sure thing. Interest rate movements have been crazy for the past two to three years and it has changed the way that people Read more ➝
Analyzing the Financial Markets: Are we in a Bull or Bear Market?
Hello everyone. Hope all is well. Here is the next edition of 3 Questions for Bill Richardson. Question 1: Financial markets have put investors on a roller coaster ride for the past few years. Are we now in a Bull or Bear Market? To answer this, let’s start with definitions (Source: Investopedia.com) “A bull market Read more ➝
The State of Equity Markets in 2023
Hello everyone. Hope all is well. Here is the next edition of 3 Questions for Bill Richardson. Question 1: Equity markets are off to a great start in 2023. What’s happening? Equity markets have taken us on a rollercoaster ride since COVID’s appearance in 2020. First, markets got rocked. Then, they recovered strongly. Then Read more ➝
Risk vs Volatility vs Turbulence
Hello everyone. Hope all is well. A standard practice utilized by financial advisors is the completion of a risk questionnaire to help determine the proper allocation of assets in a portfolio. The theory is that investors have a comfort zone for risk, and by utilizing tools like psychological assessments, an advisor can help an investor Read more ➝
Financial Questions for Bill Richardson Part 27
Hello everyone. Hope all is well. It’s been a while since I’ve sent out my “3 Questions” commentary to clients and advisors but I’ve been asked by a number of you to relaunch it again. Part of the challenge has been to come up with enough relevant content for the program so please keep your Read more ➝
Financial Questions for Bill Richardson Part 26
Hello everyone. Hope all is well. Here is the latest edition of 3 Questions for Bill Richardson. Q1: I like making money but am always frustrated when I must pay taxes. Over the past few years, my portfolio has performed very well and as I was preparing my income tax return, I noticed that I Read more ➝
Financial Questions for Bill Richardson Part 25
Hello everyone. Hope all is well. Here is the latest edition of 3 Questions for Bill Richardson. 2022 is off to a rocky start. What is happening? If you focus on short-term swings in financial markets, you will probably ride the emotional rollercoaster, which will make it difficult to make sound, objective investment decisions. We Read more ➝